Anyone who wishes to make a little money without working hard will want to invest in the stock market. Buying stocks is often risky but more lucrative than mutual funds. Mutual funds are the safe bet where you can invest with low risk companies for long or short term. Mutual funds are a collection of investments. It is not just one company that you will be investing in, but more than five.
A person who has never invested in mutual funds should have a fund manager. This fund manager will pick the mutual funds to invest in. They will also make other suggestions about when to move the investment over to a new group of stocks or when to sell for a while, as they are meant to protect the investment.